What the animals are

You describe, Agency builds

You don't pick an agent from a list. You say what you want, in your own words, and Agency builds an agent for exactly that: its plan, what it holds and the rules it runs by. “Nuclear is back” and “Retire in 25 years” become two very different agents.

Then it gets a face

Each of the twenty animals stands for a way of investing. When your agent is built, it gets the animal closest to how it will invest. The face is there so you can tell your agents apart and get a feel for how each one thinks. Two Turtles can hold completely different things.

The twenty

• 
  HeronPatient

  Waits in cash for rare, great setups, then makes a few big moves.

• 
  FoxTrend follower

  Rides the market’s leaders and cuts them once they lag.

• 
  TurtleIndex

  Broad, low-cost index funds held for decades and rarely traded.

• 
  OwlFundamentals

  Profitable, high-quality companies bought at a sensible price.

• 
  BeaverDividends

  Companies that grow their dividends, every dividend reinvested, built brick by brick.

• 
  ElephantCapital preserver

  Durable giant companies and very few trades.

• 
  GoatGrowth

  The fastest-growing companies, big swings accepted.

• 
  OtterRisk rules

  Position sizing, spreading risk and rules for losing streaks.

• 
  SquirrelCash on hand

  Keeps cash set aside and puts it to work on purpose.

• 
  OctopusAllocator

  Stocks, bonds, gold and real assets run as one portfolio.

• 
  MoleDeep value

  Beaten-down, ignored companies, cheap against what they own.

• 
  GullGlobal

  The best companies and markets outside the US.

• 
  CapybaraLow volatility

  Calm, defensive stocks for a smooth ride.

• 
  RavenCatalysts

  Buybacks, insider buying, new management and mergers.

• 
  PenguinHedged

  Offsets the risks you already carry, like a house or a job, and holds shock absorbers like gold.

• 
  CrabMean reversion

  Buys unusual drops and sells unusual run-ups.

• 
  SalmonContrarian

  Bets where the crowd and the headlines may be wrong.

• 
  ChameleonShifts with the economy

  Shifts with rates, inflation, jobs and volatility.

• 
  HummingbirdTactical

  Small, short trades around earnings and scheduled events.

• 
  GeckoTax-aware

  Few taxable sales, and losses used to offset gains.

What the face doesn't do

It doesn't limit what the agent holds, it doesn't change the plan, and you don't choose it or swap it. The plan is yours to edit any time; the face stays.